The cover we arrange
Every kind of personal protection we arrange, from life insurance to income protection. Most families end up with two or three working together. Pick one to read about, or ask us to work out the mix.
- Life insuranceA lump sum for your family if you die during the policy, so the mortgage, bills and plans can carry on without you.
- Critical illness coverA lump sum on diagnosis of a listed serious illness, giving you room to recover without money worries taking over.
- Income protectionA monthly income if you cannot work because of illness or injury, paid until you recover or the policy ends.
- Mortgage protectionLife cover matched to your mortgage, so the people you live with can stay in the home if you die.
- Joint life insuranceOne policy for two people that pays on the first death, compared with having a policy each.
- Family income benefitLife cover that replaces your income month by month, paid to your family until the policy term ends.
- Private medical insuranceHealth cover that pays for private treatment of new, short-term conditions, giving you more choice over when and where.
- Level term life insuranceA fixed payout that holds its size for the whole term, for debts and family needs that stay the same.
- Decreasing term life insuranceLife cover whose payout falls over time, built to clear a repayment mortgage at a lower cost than level cover.
- Increasing term life insuranceLife cover whose payout rises each year, so the money keeps more of its value over a long term.
- Whole of life insuranceLife cover with no end date that pays out whenever you die, used for inheritance, tax planning and funerals.
- Over 50s life insuranceHow no-health-question over 50s plans work, their trade-offs, and why standard cover may give better value.
- Life and critical illnessOne policy that pays on serious illness or death, whichever comes first, compared with buying the two separately.
- Short-term income protectionA cheaper income policy that pays for a capped period per claim, with a clear trade-off on long illnesses.
Ten minutes on the phone. Sorted for years.
Tell us what you want to protect and we'll compare UK insurers, explain the options plainly and handle the forms. Monday to Friday, 9am to 6pm.
Tomorrow-you will be glad you did.