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Hi Tomorrow, glad we planned ahead.

Terms of business

Hi Tomorrow is a trading name of CoverTrade Risk Management Ltd, which is authorised and regulated by the Financial Conduct Authority (firm reference 1020148). Registered in England and Wales, company number 13934398. Registered office: 150 The Grange, Romsey Road, Michelmersh, Romsey, Hampshire SO51 0AE.

Acceptance of this agreement

Your access to and use of this website ("the Website") is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

Advice

The contents of the Website do not constitute advice and should not be relied upon in making or refraining from making any decision. Advice is only given by one of our advisers after we have discussed your circumstances with you.

Changes to the Website and services

CoverTrade Risk Management Ltd reserves the right to:

  • change or remove (temporarily or permanently) the Website or any part of it without notice, and you confirm that CoverTrade Risk Management Ltd shall not be liable to you for any such change or removal;
  • change, remove or discontinue any service or promotion advertised on this website at any time without notice, and you confirm that CoverTrade Risk Management Ltd shall not be liable for any such change or removal;
  • change this Agreement at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

Links to third party websites

The Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

Copyright

The Intellectual Property Rights in this website and the materials on or accessible via it belong to CoverTrade Risk Management Ltd or its licensors. This website and the materials on or accessible via it and the Intellectual Property Rights therein may not be copied, distributed, published, licensed, used or reproduced in any way (save to the extent strictly necessary for, and for the purposes of, accessing and using this website).

Limitation of liability

The Website is provided on an "as is" and "as available" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. To the extent permitted by law, CoverTrade Risk Management Ltd will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website. CoverTrade Risk Management Ltd makes no warranty that the functionality of the Website will be uninterrupted or error-free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

Indemnity

You agree to indemnify and hold CoverTrade Risk Management Ltd and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against CoverTrade Risk Management Ltd arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

Severability

If any provision of this Agreement is declared by any judicial or other competent authority to be void, voidable, illegal or otherwise unenforceable, we shall amend that provision in such reasonable manner as achieves the intention of the parties without illegality or, at our discretion, such provision may be severed from this Agreement and the remaining provisions shall remain in full force and effect.

Applicable law

This Agreement and all matters arising from it are governed by and construed in accordance with the laws of England and Wales, whose courts shall have exclusive jurisdiction over all disputes arising in connection with this Agreement.