We help people say hi to tomorrow, not worry about it
Hi Tomorrow arranges life insurance, critical illness cover, income protection and business protection for people across the UK. We're advisers, not a call centre, and we work for you rather than for any one insurer.
Planning ahead should feel good
Protection gets sold with worst-case stories. We'd rather talk about what it makes possible: a family that stays in its home, a business that carries on, a future you can look forward to.
Plain answers, early
If your health, your job or your budget changes what's possible, we say so on the first call. You'll know what the insurer is likely to ask and why.
The claim is the whole point
We set policies up in trust where it helps, keep your file, and pick up the phone if your family ever needs to claim. That's the day the cover earns its keep.
Who we are
Hi Tomorrow is a trading name of CoverTrade Risk Management Ltd, an independent insurance broker based in Michelmersh, near Romsey in Hampshire. The company is authorised and regulated by the Financial Conduct Authority, firm reference 1020148, and you can check our details on the Financial Services Register.
We compare protection policies from a panel of UK insurers, recommend the cover that suits you, and help with everything from the medical questions to writing the policy in trust. We don't charge a fee for advice on personal cover. The insurer pays us a commission, and we'll explain that before you buy.
The advice itself comes from our team at CoverLife. Hi Tomorrow and CoverLife are both brands and trading names of CoverTrade Risk Management Ltd. When you send your details, it's one of their advisers who calls you, so you'll hear the name CoverLife on the phone and see it on your emails.
Our lines are open Monday to Friday, 9am to 6pm. You can send your details through the quote form at any time.
Ten minutes on the phone. Sorted for years.
Tell us what you want to protect and we'll compare UK insurers, explain the options plainly and handle the forms. Monday to Friday, 9am to 6pm.
Tomorrow-you will be glad you did.